You didn't become a CFO to buy five tools and still need a team to run them.

Your job is strategy. Proper will handle the rest.

Run Proper. Everything else, automated. AP, AR, GL, reporting, expenses, reconciliation. One system, built natively for multi-entity businesses.

AP· AR· GL· Reporting· Bank Recon· Expenses· Corporate Cards· FP&A
AP Pending
$47,240
4 awaiting approval
AR Outstanding
$132,800
12 open invoices
Budget Used
84%
Q1 · on track
AP Inbox 4 new
Sysco Foods
$4,521
Approved ✓
AWS
$2,847
Pending CFO
Delta Airlines
$890
Coded · Ready
Live GL Updated now
Revenue $512K
Gross Profit $317K
Net Income $68K
Bank Reconciliation · March
142 matched 5 review

Your finance team spends $120K - $300K a year on routine work that should've been automated by now!

These are activities that don't require human intelligence. They require a system that's actually built to run them.

$30–70K / year

Software

The average mid-sized finance team runs 5–7 SaaS tools. Each needs an integration. Each integration needs maintenance. None of them talk to each other the way you need them to.

Source: Productiv 2024 State of SaaS
$86–180K / year

Labor

A 2–4 person finance team, fully loaded. 38–56% of their time goes to transaction processing. Not analysis, not decisions. Not work that actually requires a human.

Source: APQC Finance Benchmarking, 832 companies
$13–50K / year

Errors & Delays

Late fees, missed discounts, decisions made on stale data. Poor financial visibility costs 3–4% of revenue. And it's almost always a systems problem, not a people one.

Source: Gartner 2018; West Monroe Partners 2026

9 major categories. 100+ vendors. No cohesion. Glued.

This is what the finance stack looks like at a mid-sized business today. The average company runs 5–7 of these and handles the rest in spreadsheets.

📒Core Accounting / GL
📥Accounts Payable
📤Accounts Receivable
💳Expense Management
📊FP&A / Budgeting
📅Month-end / Close
🏢Fixed Assets
🛒Procurement
💸Payments
Every tool needs an integration. Every integration needs maintenance. Every gap needs a human.
Up-to-date data is never in one place. Reporting is delayed. The close is always behind.
Multi-entity businesses have it worse. QuickBooks, Xero, and Sage all treat multi-entity as an afterthought.

One system. All of it.

Proper doesn't integrate with your stack. It replaces it. Every category, in one platform, built to work together from day one.

Accounts Payable

Bills paid. Approvals enforced. Nothing touches your books without going through the right channels.

Proper gives you unlimited independent channels, each with its own rules, running in parallel. Invoices come in, get coded to GL, route to the right approvers, and sync to your books when they clear.

  • Dedicated AP inbox. Forward, upload, or drag and drop.
  • AI reads any invoice format. No templates, no setup.
  • Unlimited approval channels, steps, and approver groups
  • Approvers fix GL codes inline. No rejection, no restart.
AP Inbox · 3 new
Sysco Foods
$4,521
Coded · Ready
AWS
$2,847
Pending CFO
Staples
$387
Approved
Amount Policy > $5K VP Finance ✓ · CFO pending
Engineering Dept Approved ✓
Accounts Receivable

Revenue recognized the moment it's earned. Collections handled before they become a problem.

Proper tracks what you're owed, automates collection workflows, and keeps your AR aging current without manual reconciliation. No separate tool. No data export. The same system that manages your bills manages your revenue.

  • Invoice generation and tracking in one place
  • Overdue reminders sent automatically at intervals you set
  • AR aging always current. No end-of-month scramble.
  • Cash position visible alongside AP. See both sides at once.
Current
$84,200
1–30 days
$31,450
30–60 days
$12,800
60+ days
$4,100
Acme Corp Due Jan 15 Reminder sent
NorthStar LLC Due Jan 22 Paid ✓
GL & Consolidated Reporting

Ask anything about the finances. Get an answer. Right now.

Proper's general ledger is live. Not synced-to. Not exported-from. The moment a bill is approved or an invoice is paid, the GL updates. Consolidated reporting across all entities, automatically. Actual numbers, not approximations from last Tuesday.

  • Live GL. Every transaction posts in real time.
  • Consolidated across all entities, no manual rollup
  • P&L, balance sheet, cash flow. Always current.
  • No waiting for month-end to know where you stand
Consolidated P&L · March 2026
Acme USAcme UKTotal
Revenue $284K$142K$426K
COGS $127K$68K$195K
Gross Profit $157K$74K$231K
OpEx $89K$41K$130K
Net Income $68K$33K$101K
Live · Updated 2 min ago
Bank Reconciliation

The close doesn't have to be a project.

Proper matches transactions against your bank feeds automatically. Out of 150 transactions, maybe 5 need a human. The other 145 clear without you touching them. That's what month-end looks like when the system is actually doing its job.

  • Automatic transaction matching against bank feeds
  • Exceptions flagged. Everything else clears on its own.
  • Reconciliation status visible across all entities in real time
  • No end-of-month scramble. No "who coded this?" conversations.
Bank Reconciliation · March 2026 In progress
142
Matched
7
Needs review
3
Pending
Sysco Foods $4,521.50 Matched ✓
AWS $2,847.00 Matched ✓
Unknown · $340.00 Review
Employee Expenses

Expenses submitted, approved, and reimbursed. Without the back-and-forth.

Employees submit receipts. Proper extracts the details, routes for approval, and posts to the GL. Same approval engine as AP, same GL, no separate tool to manage.

  • Receipt capture with AI extraction. No manual entry.
  • Same approval policies as AP, applied consistently across the org
  • Posts directly to GL. No export, no reconciliation step.
  • Full audit trail from receipt to reimbursement
Expense Report · Sarah Chen
🍽️
Client dinner · Nobu
Mar 2 · 6200 · Entertainment
$284
Approved
✈️
Flight · SFO → NYC
Mar 4 · 6400 · Travel
$612
Pending mgr
🚕
Uber · Airport
Mar 4 · 6400 · Travel
$48
Approved
Total$944
Corporate Credit Cards

Every card transaction coded, approved, and reconciled before the statement arrives.

Card spend flows into Proper automatically. Transactions are coded to GL, matched to receipts, and reconciled against your statement. No spreadsheet, no chasing employees for receipts at month-end.

  • Automatic transaction import from card feeds
  • AI GL coding. Learns your patterns, applies them going forward.
  • Receipt matching and statement reconciliation built in
  • Real-time spend visibility across all cardholders and entities
Corporate Cards · March 2026
JL
James Liu · ····4821
Acme US · Engineering
$3,240
RP
Rachel Park · ····7093
Acme US · Sales
$1,870
Adobe 6500 · Software $54 Coded
Delta Airlines 6400 · Travel $890 Receipt needed
Budgeting & Forecasting

Know if you're going off budget before it's too late to do anything about it.

Proper tracks actuals against your budget in real time. The moment a bill is approved or an expense is posted, the variance updates. No waiting for month-end to find out you're over. No spreadsheet to maintain alongside your accounting system.

  • Live budget vs. actuals across every department and entity
  • Variances flagged as they happen, not at close
  • Rolling forecasts updated automatically as actuals come in
  • Set budgets by department, entity, GL account, or any combination
Q1 2026 · Budget vs. Actuals Live
BudgetActualVariance
Revenue $500K$512K+$12K
Cost of Revenue $180K$195K+$15K
Gross Profit $320K$317K-$3K
Engineering $120K$127K+$7K
Sales & Marketing $105K$96K-$9K
G&A $35K$26K-$9K
Total OpEx $260K$249K-$11K
Net Income $60K$68K+$8K

The #1 problem of QuickBooks, Xero, and other SMB systems. The foundation Proper is built on.

Multi-entity support isn't a feature you add to Proper. It's the architecture everything runs on. Every user, every bill, every GL entry, every report is scoped to the right entities from day one. No workarounds, no configuration gymnastics, no additional costs per entity.

  • Data isolation by design. An AP clerk in Entity A never sees Entity B's invoices, vendors, or accounts. It's enforced on every query, not managed by user discipline.
  • Consolidated reporting without the spreadsheet. The CFO sees everything. Entities see their own data. The rollup happens automatically.
  • One approval engine across all entities. Policies apply per entity, per department, or across the whole org. However your structure works.
CFOAll entities
Acme USEntity
Finance
Ops
Acme UKEntity
Finance

Proper-managed books are more auditable than manually-managed books.

Most finance software automates the work. Proper also produces the evidence. Every transaction creates an unbroken chain, source document, GL coding, approval trail, payment record, bank match. Not assembled before the audit. Generated automatically as the work happens.

External auditors work to specific standards. Segregation of duties, source document traceability, authorization chains, reconciliation records. Proper is built to produce all of it as a byproduct of normal operations. When auditors ask for documentation, it's already there.

  • Segregation of duties, enforced and logged. Every action is tied to a user, a role, and a timestamp. The system enforces who can approve what and records every decision, edit, and override.
  • End-to-end transaction traceability. From original invoice to GL entry to bank match, every link in the chain is preserved and queryable. No gaps, no "I think someone approved this."
  • Immutable approval records. Approvals can't be deleted or backdated. The record shows who approved, when, from what device, and what the document looked like at the time.
  • Audit packages generated on demand. Pull a complete audit trail for any transaction, vendor, entity, or date range in seconds. What used to take two weeks of prep takes a few clicks.
Audit Trail · Invoice #4821 Sysco Foods · $4,521.50
Invoice received
Mar 1, 2026 · 9:14 AM · AP Inbox
Original PDF attached · sha256 verified
AI extracted & coded
Mar 1, 2026 · 9:14 AM · System
GL 6100 · Food & Beverage · Entity: Acme US
Approved · VP Finance
Mar 1, 2026 · 11:32 AM · Sarah Chen
Amount policy channel · >$1K threshold
Approved · CFO
Mar 1, 2026 · 2:05 PM · James Liu
Amount policy channel · >$3K threshold
GL entry created
Mar 1, 2026 · 2:05 PM · System
Entry #JE-2026-0841 · posted automatically
Payment processed
Mar 3, 2026 · ACH · Ref #ACH-88421
Bank account ····4821 · confirmed
Bank reconciled
Mar 3, 2026 · 6:02 PM · System
Matched to statement · cleared ✓

Nothing to buy separately.

QuickBooks has 750+ apps in its marketplace. Xero has 1,000+. Every one of those is a gap their core product doesn't cover, and a subscription you pay to fill it.

AI document processing Included. No add-on.
Approval workflows Included. No add-on.
Multi-entity support Included. No add-on.
Consolidated reporting Included. No add-on.
Unlimited users Included. No per-seat fees.
Role-based data visibility Included. No add-on.

Your financial back office shouldn't need a team to run it.

Proper is in early access. Get in touch and we'll show you what it looks like for your business.